Effective Date: January 1, 2025
PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE USING OUR SERVICES.
By accessing or using the Meta Data Vision Canada website (metadatavision.info) and services, you agree to be bound by these Terms and Conditions. If you do not agree to these terms, you must not use our website or services.
These Terms and Conditions ("Terms") constitute a legally binding agreement between you ("User," "you," or "your") and Meta Data Vision Canada ("Academy," "we," "us," or "our"), governing your access to and use of our website, educational courses, materials, and related services (collectively, the "Services").
By creating an account, enrolling in courses, or using any part of our Services, you acknowledge that you have read, understood, and agree to comply with these Terms, as well as our Privacy Policy and Refund Policy, which are incorporated by reference.
Meta Data Vision Canada provides online educational courses and resources focused on financial literacy topics relevant to Canadian residents. Our Services include:
Important: The information provided through our Services is for educational purposes only. We do not provide personalized financial advice, investment recommendations, tax advice, or legal counsel. Our courses are designed to improve your financial knowledge and decision-making skills, but you should consult qualified professionals for specific advice regarding your personal financial situation.
You must be at least 18 years of age to use our Services. By using our Services, you represent and warrant that you are at least 18 years old and have the legal capacity to enter into this agreement.
To access certain features of our Services, you must create an account by providing accurate, current, and complete information. You agree to:
We reserve the right to suspend or terminate accounts that provide false information or violate these Terms.
You are solely responsible for maintaining the confidentiality of your account password and for all activities that occur under your account. You agree to immediately notify us of any unauthorized access or security breach.
When you enroll in a course, you are purchasing a license to access that specific course content. All prices are listed in Canadian dollars (CAD) and are subject to applicable taxes. Course prices may change without prior notice, but price changes will not affect existing enrollments.
Upon successful payment, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the purchased course materials for your personal, non-commercial educational use. This license includes:
You may NOT:
Certificates of completion are provided for courses where you have completed all required modules and assessments. Certificates are for your personal records and do not constitute professional certification, accreditation, or licensure. They indicate participation in our educational program but do not qualify you as a financial professional or advisor.
All payments are processed securely through third-party payment processors. We accept major credit cards and other payment methods as indicated at checkout. By providing payment information, you represent and warrant that:
Prices do not include applicable federal or provincial taxes. You are responsible for paying all applicable taxes associated with your purchase. The applicable tax rate will be determined based on your billing address and will be added to your total at checkout.
Our courses are sold as one-time purchases. We do not operate on a subscription model, and you will not be charged recurring fees. However, if you purchase multiple courses, each will be charged separately.
Our refund policy is detailed in our separate Refund Policy document. In summary, we offer a 30-day money-back guarantee for course purchases. Please review our complete Refund Policy for detailed information about eligibility criteria, refund processes, and exceptions.
All content provided through our Services, including but not limited to text, graphics, logos, images, videos, audio clips, digital downloads, data compilations, software, course materials, and educational resources, is the property of Meta Data Vision Canada or its content suppliers and is protected by Canadian and international copyright, trademark, and other intellectual property laws.
The Meta Data Vision Canada name, logo, and all related names, logos, product and service names, designs, and slogans are trademarks of Meta Data Vision Canada. You may not use such marks without our prior written permission.
We respect the intellectual property rights of others and expect our users to do the same. If you believe that content on our website infringes your copyright, please contact us with detailed information about the alleged infringement.
You agree to use our Services only for lawful purposes and in accordance with these Terms. You agree NOT to:
Our courses and materials are provided solely for educational and informational purposes. The content is designed to improve general financial literacy and does not constitute:
No fiduciary, advisory, or professional relationship is created between you and Meta Data Vision Canada through your use of our Services. We are an educational institution, not a financial advisory firm, and our instructors are educators, not your personal financial advisors.
While we strive to provide accurate and helpful educational content, we make no guarantees regarding:
You should always consult qualified professionals (financial advisors, tax professionals, lawyers, etc.) before making significant financial decisions. Laws, regulations, and financial products change frequently, and what may be appropriate for one person may not be suitable for another.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW:
Meta Data Vision Canada, its officers, directors, employees, partners, agents, suppliers, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, use, goodwill, or other intangible losses, resulting from:
In no event shall our total liability to you for all damages, losses, and causes of action exceed the amount paid by you to us for the specific course or service giving rise to the liability.
OUR SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:
Some jurisdictions do not allow the exclusion of certain warranties, so some of the above exclusions may not apply to you.
You agree to defend, indemnify, and hold harmless Meta Data Vision Canada and its officers, directors, employees, contractors, agents, licensors, and suppliers from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to:
Our Services may contain links to third-party websites or services that are not owned or controlled by Meta Data Vision Canada. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services.
You acknowledge and agree that we shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such third-party websites or services.
We reserve the right to modify, suspend, or discontinue any part of our Services at any time, with or without notice. We may also impose limits on certain features or restrict access to parts or all of the Services without liability.
We may revise these Terms from time to time. Changes will be effective when posted on our website with an updated effective date. Your continued use of the Services after changes are posted constitutes your acceptance of the revised Terms. We encourage you to review these Terms periodically.
You may terminate your account at any time by contacting us. Upon termination, you will lose access to your account and any course content, except for materials you have downloaded (which remain subject to these Terms).
We may suspend or terminate your account and access to Services immediately, without prior notice or liability, for any reason, including if you:
Upon termination, all provisions of these Terms that by their nature should survive termination shall survive, including but not limited to ownership provisions, warranty disclaimers, indemnity, and limitations of liability.
These Terms shall be governed by and construed in accordance with the laws of the Province of New Brunswick and the federal laws of Canada applicable therein, without regard to conflict of law principles.
Any disputes arising out of or relating to these Terms or the Services shall be subject to the exclusive jurisdiction of the courts located in New Brunswick, Canada. You consent to the personal jurisdiction of such courts and waive any objection to venue in such courts.
Before filing any formal dispute, you agree to contact us at [email protected] to attempt to resolve the issue informally. Most concerns can be resolved quickly through direct communication.
These Terms, together with our Privacy Policy and Refund Policy, constitute the entire agreement between you and Meta Data Vision Canada regarding the use of our Services and supersede all prior agreements and understandings.
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect, and the invalid or unenforceable provision shall be modified to reflect the parties' intent as closely as possible.
No waiver of any term of these Terms shall be deemed a further or continuing waiver of such term or any other term. Our failure to assert any right or provision under these Terms shall not constitute a waiver of such right or provision.
You may not assign or transfer these Terms or your rights hereunder without our prior written consent. We may assign or transfer these Terms without restriction. Any attempted assignment in violation of this provision is void.
We shall not be liable for any failure or delay in performance due to circumstances beyond our reasonable control, including acts of God, natural disasters, war, terrorism, riots, embargoes, acts of civil or military authorities, fire, floods, accidents, pandemics, strikes, or shortages of transportation facilities, fuel, energy, labor, or materials.
These Terms are provided in English. If translated into other languages, the English version shall prevail in case of any inconsistency.
If you have any questions about these Terms and Conditions, please contact us:
Meta Data Vision Canada
7885 Lesch Ford
Bogisichchester, NB R5S9L4
Canada
Phone: +1 971 610 8209
Email: [email protected]
Registration Number: 66174460
Business Hours:
Monday - Friday: 9:00 AM - 5:00 PM EST
Saturday - Sunday: Closed
BY USING OUR SERVICES, YOU ACKNOWLEDGE THAT YOU HAVE READ THESE TERMS AND CONDITIONS, UNDERSTAND THEM, AND AGREE TO BE BOUND BY THEM. IF YOU DO NOT AGREE TO THESE TERMS, YOU MUST NOT ACCESS OR USE OUR SERVICES.
You also acknowledge that you have reviewed our Privacy Policy and Refund Policy and agree to their terms as well.